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Learn more about Klarna

Pay now

Pay directly when placing your order. No credit card number, no extra passwords, no worries.

pay later

Only pay for what you like. Review your order first and then decide what you want to keep.

Pay in installments

Pay your orders in installments and at your own pace. You decide how much you want to pay monthly.

General

What is Klarna?

Klarna is one of the leading payment providers in Europe and a licensed bank that is fundamentally changing the payment experience for buyers and sellers. The company, founded in Sweden in 2005, enables online shoppers to handle outstanding payments immediately, later or in installments quickly, easily and securely. Klarna works with more than 130,000 retailers such as Asos, Spotify, MediaMarkt and Deutsche Bahn and currently employs more than 2,500 people in 14 countries. In 2014 Klarna took over Sofort GmbH; In 2017, Billpay GmbH was acquired. The company's investors include; Sequoia Capital, Bestseller Group, Atomico, VISA and Permira. More information can be found atwww.klarna.gb

Is it safe to shop online with Klarna?

Definitely! Shopping online couldn't be more secure than with Klarna. In a store, you can always touch and check the goods you want to buy before paying for them. We believe that online shopping should be no different. That's why Klarna purchase on account gives you the opportunity to check your goods first and pay later.

Our goal is to make shopping easier and safer - smooth. That is why we take drastic measures to protect you as a buyer against fraud and unreliable online retailers. Whenever you see the Klarna logo in an online store, you can be sure that the store is trustworthy and meets our strict requirements.

Klarna is also certified by TÜV Saarland and Trusted Shops. Certificates give you as a consumer positive indications of the quality of the services and products. The associations registered under "the TÜV" are known worldwide and the certificates promote the highest international reputation. TÜV Saarland has concentrated on customer-oriented services outside the traditional official fields of activity. Every year, TÜV Saarland ensures that our business model is serious and that Klarna offers secure payment methods through a detailed investigation.

Klarna has been a “Trusted Shops Authorized Partner” since 2011 and as an “authorized partner”, Klarna's processes are perfectly adapted to the Trusted Shops quality criteria. The Trusted Shops quality criteria are based on national and European laws that are important for online shopping. They take into account the current judgments and requirements of consumer protection organizations or go even further. Read more about the Trusted Shops seal of approval here.

In addition, Klarna Buyer Protection protects you with every purchase from Klarna. This is an agreement between you and Klarna that allows you to shop online safely. To ensure that the Buyer Protection Directive applies, you as a consumer must make the purchase from an entrepreneur. Please note that the Buyer Protection Directive only applies to payments made with Sofort if it is expressly stated on the payment method selection page in the merchant's online store.

I have more questions about my payment. Can I speak to someone from Klarna?

Yes of course! You can chat with us in the app at any time or call us on 0221 669 501 10

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Jewellery Insurance

The last thing you want is to invest in a beautiful piece of diamond jewellery, for it to be lost, stolen or seriously damaged. T.H. March is the premier broker to the jewellery trade, and specialises in jewellery insurance. T.H. March offers unmatched expertise and service to all of its customers.

About T.H. March

  • Established in 1887
  • Trusted as appointed broker to The National Association of Goldsmiths
  • The firm is the official broker to the British Jewellers' Association
  • Authorised and regulated by the Financial Services Authority (Register No. 308811)
 

Free Insurance Quote For Your Diamond Jewellery?

If you would like to learn more about jewellery insurance and get an indication of the premium you are likely to pay, click here to get a free diamond insurance quote for diamond jewellery online from T.H. March.

Legal Disclaimer

Diamonds Factory is not a licensed agent of T.H. March, and nor does it sell or recommend insurance.

What is Engagement Ring Insurance?

Engagement ring insurance will allow you to protect a single item of value for both inside and outside of the home. While many home insurance policies do cover single items, they often won’t cover an engagement ring if it was stolen, lost or damaged outside of the home. So, it’s best to insure it separately for that extra peace of mind.

Why do I Need Engagement Ring Insurance?

While engagement ring insurance won’t protect you from the heartbreak of something happening to your ring, it will help to soften the blow. Whether you lose your engagement ring at the beach, it gets damaged in the gym or unfortunately gets stolen, with engagement ring insurance, you’ll be able to protect yourself from any financial repercussions, and will be able to get either a replacement ring or a repair or cost reimbursement.

What are the Benefits of Engagement Ring Insurance?

With your engagement ring protected by your insurance policy, you can rest easy knowing that if anything should happen, the financial strain will be taken care of. Typically, insurance ring insurance covers:

  1. Accidental loss
  2. Theft
  3. Accidental damage
  4. Loss of stone
  5. Cover abroad

You can also choose either single or multiple insurance policies to cover other items such as your wedding ring or eternity ring in the future. Read our engagement ring insurance guide for more information.

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